#1
00 Approved authorization / transaction 
01 Call 
02 Refer to the card issuer 
03 code division Invalid 
04 Collection 
05 Do not honor06 Another error 
08 Approved honor with ID 
10 standard calling 
11 Approved VIP approval 
12 Transaction Type Invalid 
13 Bad amount 
14 number of invalid credit card 
15 fraud called Standard Low 
16 Mean Standard call fraud 
17 fraud called high standard 
18 Standard service fraud call unavailable 
19 Re-enter transaction
20 Low Credit fraud floor 
21 Credit Fraud Middle ground 
22 Credit fraud floor high 
23 Credit Fraud ground service unavailable 
24 No Approved Validated 
25 None Verified Approved26 No pre-approved, outstanding 27 No reason to refuse Decline Cust. 
28 received and stored None Approved 
29 No Auth provided approved 
30 invalid data field 
31 applications received No Approved 
Alert Approved None 32 BIN 
33 card has expired 
34 Approved Approved None Partial 
Fix Error 35 Value Zero 
36 Bad Auth Error Fix full amount 
37 Invalid Secure Payment Data Error Fix 
38 Merchant not MC SecureCode Enabled Call Decline 
40 requested function is not supported 
41 lost / stolen 
43 card stolen 
50 Positive ID 
52 Processor decline 
56 Restraint 
58 transaction type is not allowed 
59 AVS Soft 
60 Not honoring fraud Low 
Not honoring 61 Middle fraud 
Not honoring 62 high fraud 
63 Not honoring service unavailable Fraud 
64 CVV2 failure 
65 Security Code Invalid 
66 Another error 
68 number of invalid credit card 
69 card does not support the method of payment 
71 No account 
72 Invalid code institution 
73 unauthorized user 
74 invalid card expired 
75 Bad amount 
77 Bad amount 
78 Missing data companion 
79 Invalid Merchant 
80 invalid method of payment for the division 
Low fraud 81 Call 
82 Middle fraud call 
Call 83 high fraud 
84 Fraud call service unavailable 
85 Doubling the number of order 86 
Auth down, recycle auth. 
87 currency invalid 
Invalid card 88 P-3 
89 floor Credit 
Low fraud 91 Approved 
Medium fraud 92 Approved
20 Low Credit fraud floor 
21 Credit Fraud Middle ground 
22 Credit fraud floor high 
23 Credit Fraud ground service unavailable 
24 No Approved Validated 
25 None Verified Approved26 No pre-approved, outstanding 27 No reason to refuse Decline Cust. 
28 received and stored None Approved 
29 No Auth provided approved 
30 invalid data field 
31 applications received No Approved 
Alert Approved None 32 BIN 
33 card has expired 
34 Approved Approved None Partial 
Fix Error 35 Value Zero 
36 Bad Auth Error Fix full amount 
37 Invalid Secure Payment Data Error Fix 
38 Merchant not MC SecureCode Enabled Call Decline 
40 requested function is not supported 
41 lost / stolen 
43 card stolen 
50 Positive ID 
52 Processor decline 
56 Restraint 
58 transaction type is not allowed 
59 AVS Soft 
60 Not honoring fraud Low 
Not honoring 61 Middle fraud 
Not honoring 62 high fraud 
63 Not honoring service unavailable Fraud 
64 CVV2 failure 
65 Security Code Invalid 
66 Another error 
68 number of invalid credit card 
69 card does not support the method of payment 
71 No account 
72 Invalid code institution 
73 unauthorized user 
74 invalid card expired 
75 Bad amount 
77 Bad amount 
78 Missing data companion 
79 Invalid Merchant 
80 invalid method of payment for the division 
Low fraud 81 Call 
82 Middle fraud call 
Call 83 high fraud 
84 Fraud call service unavailable 
85 Doubling the number of order 86 
Auth down, recycle auth. 
87 currency invalid 
Invalid card 88 P-3 
89 floor Credit 
Low fraud 91 Approved 
Medium fraud 92 Approved
G3 Fix Error Invalid Account Number G4 
Authorization Revoked by Consumer Cust error. 
Customer Advises Not Authorized G5 Cust error. 
G6 invalid CECP Action Fix Error Code 
G7 Account Error Fix Invalid Format 
G8 Bad Account Number Error Fix data 
G9 no decline Capture N / A 
In H1 function decline credit N / A 
H2 not function decline Debit N / A 
Rev H3 Exceed Withdrawal Decline Cust. 
H4 Changed Field Decline N / A 
H5 Terminal are not owned Decline N / A 
H6 Decline Fix invalid time 
H7 Fix Decline Invalid Data 
H8 Invalid Terminal Decline Fix Number 
H9 Decline Fix invalid PIN 
No Decline J1 Fix manual key 
J2 unsigned Fix in Decline 
Try J3 Pin excessive Decline Cust. 
J4 not Fix Decline DDA J5 
Not Fix SAV Decline J6 
Decline Cust excess DDA. 
J7 Excess DDA Decline Cust FREQ. J8 
Decline Cust excess SAV. 
J9 Excess SAV Decline Cust FREQ. 
K1 Decline Cust excess cards. 
K2 Excess Customer Card Decline Freq. 
K3 Futures Decline Reserved N / A 
K4 Decline Closing Reserved N / A 
K5 Decline Cust numb. 
K6 Decline Cust NSF. 
K7 Future RD Six Decline N / A 
K8 Future RD Seven Decline N / A 
K9 Transaction Code Fix Decline Conflict 
L1 Wait Decline In Progress 
Forward error process L2 is not available 
L3 Fix invalid error Expiration L4 
Fix invalid error effectively 
Fix Decline L5 Invalid Issuer 
L6 Tran not allowed to Decline Cust cardholder. 
L7 Unable to determine network call routing error 
L8 call system fault error 
L9 database called Error Error