Financial Basics

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Create a Financial Calendar. 
Check Your Interest Rate. 
Track Your Net Worth. 
Set a Budget, Period. 
Consider an All-Cash Diet. 
Take a Daily Money Minute. 
Allocate at Least 20% of Your Income Toward Financial Priorities. 
Budget About 30% of Your Income for Lifestyle Spending.

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idk if this is just me but an all cash diet kind of has the opposite intended effect since i'm not encouraged to spend less if it doesn't show on my bank balance. 

if you're responsible with spending learning how to use credit cards to your advantage can be massively beneficial as long as you treat them like a debit card. a good credit score does so much for you

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