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Disclaimer: I am not promoting this coin. I just love it and I am using it for my everyday transactions.

What is Stellar (XLM) ?

Stellar, or Stellar Lumens, is an open source, decentralized protocol for digital currency to fiat money low-cost transfers which allows cross-border transactions between any pair of currencies.

What Are the Benefits of Stellar Lumens ?

Speed - In my personal exp It is THE FASTEST CRYPTO I TRIED IN MY LIFE, usually transaction time in around 5-15 seconds (just my personal exp). It will reach the recipient faster than a wire transfer, especially if it is a cross border payment.
 
Cost - The transaction fee is very very very very low. Actually it is 0 USD. It is 0.00001 XLM = 0.000004 USD. But if u saw withdrawal fees in some exchanges is more than this cuz it is EXCHANGEs Fees NOT STELLAR NETWORK FEE.
 
Decentralised - The Stellar network is a decentralised network, meaning that no one authority controls the movement of Lumens. The community themselves authorise transactions and a record of each transaction is stored on the blockchain, which can be accessed by everyone.

I can back his statements, transaction times are almost instant

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Disclaimer: I am not promoting this coin. I just love it and I am using it for my everyday transactions.

What is Stellar (XLM) ?

Stellar, or Stellar Lumens, is an open source, decentralized protocol for digital currency to fiat money low-cost transfers which allows cross-border transactions between any pair of currencies.

What Are the Benefits of Stellar Lumens ?

Speed - In my personal exp It is THE FASTEST CRYPTO I TRIED IN MY LIFE, usually transaction time in around 5-15 seconds (just my personal exp). It will reach the recipient faster than a wire transfer, especially if it is a cross border payment.
 
Cost - The transaction fee is very very very very low. Actually it is 0 USD. It is 0.00001 XLM = 0.000004 USD. But if u saw withdrawal fees in some exchanges is more than this cuz it is EXCHANGEs Fees NOT STELLAR NETWORK FEE.
 
Decentralised - The Stellar network is a decentralised network, meaning that no one authority controls the movement of Lumens. The community themselves authorise transactions and a record of each transaction is stored on the blockchain, which can be accessed by everyone.

I can back his statements, transaction times are almost instant

Thank you buddy for confirming : )

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